Skip to content

Falah Fakhriyah

Fintech, E-commerce, Digital Business | Cambridge | Chevening · GoTo Financial

Netherlands

Sessions

1

About

Commercial leader with 15+ years of experience building and scaling businesses across e-commerce, fintech and consumer tech in Southeast Asia. I have owned full P&L across category, product and platform businesses, from a 60+ person commercial organisation at Tokopedia to consumer lending and fintech platforms at GoTo Financial serving 25mio+ users. My track record includes 4x growth of a BNPL business in 9 months, 100%+ YoY revenue growth in Tokopedia's Fashion category, account management covering 500K+ merchants and strategic partnerships with 8 major financial institutions. Before moving into operating roles, I spent 4.5 years at McKinsey and Poyry Management Consulting advising governments and large industrials on operational transformation, market strategy and public policy, including work later adopted into national economic strategy in Indonesia. I hold an MBA from the University of Cambridge (Chevening and Cambridge Trust Scholar) and a Bachelor of Engineering from University of Indonesia. What I bring to a team: - P&L ownership and go-to-market strategy across marketplace, fintech and consumer platforms - Building and leading large cross-functional commercial organisations - Partnership and business development, from bank and financial institution tie-ups to brand and merchant deals - Data driven growth, from personalised promotions to category and portfolio strategy - A consulting foundation in structured problem solving from McKinsey and Poyry

Talks & panels

Currently

  • Head of Credit Platform

    GoTo Financial

    Leading product, commercial and P&L strategy for GoTo Financial's Credit Platform, serving GoPay's user base of 25+ mio monthly transacting users. - Lead a cross-functional team spanning product management, partnerships, commercial and growth - Own strategy, execution and P&L for new credit use cases within the GoPay app - Established strategic partnerships with 8 financial institutions to expand credit and investment offerings for user retention and monetisation

Education

  • University of Cambridge

    Master of Business Administration - MBA

    2018 - 2019

  • University of Indonesia

    Bachelor's degree · Chemical Engineering

    2006 - 2010