Startups

AdaKami

Startup

AdaKami runs a collateral-free consumer lending app, using data-driven credit scoring to approve small personal loans quickly for borrowers who lack a conventional bank credit history.

Supply-chain SaaS that digitizes distribution for consumer brands, tracking products from factory to store with sales-force, distributor and loyalty modules.

Aido Health

Startup

Partners with hospitals and clinics to bring care into patients' homes, combining specialist video consultations with home visits, medicine delivery and post-discharge support.

Ajaib

Startup

Retail stock and crypto investing app that became one of Indonesia's fintech unicorns.

Akulaku

Startup

Consumer finance platform, instalments, digital banking and wealth, across Southeast Asia.

ALAMI

Startup

ALAMI runs a sharia-compliant peer-to-peer lending platform, matching retail funders with small and medium businesses that need working capital structured under Islamic finance contracts rather than interest-bearing loans.

Alodokter

Startup

Health super-app pairing medical content with doctor chat and insurance for Indonesian families.

Amartha

Startup

Microfinance marketplace connecting rural women-led ultra-micro businesses with capital.

Game developer behind Lokapala, Indonesia's first homegrown MOBA esports title, weaving national history and mythology into competitive gaming.

Digital freight forwarder for Indonesian exporters and importers, handling international sea and air shipments with online quoting and shipment tracking.

Tech-based last-mile delivery service under the ASSA group, whose Satria couriers handle e-commerce parcels with app-based booking and real-time tracking.

Arkademi

Startup

Online course marketplace for certified vocational skills, partnering with licensed training institutions and serving learners through government upskilling programs.

Aruna

Startup

Fisheries commerce platform linking coastal fishing communities to global seafood demand.

Asetku

Startup

Asetku is a consumer peer-to-peer lending platform operating under the Akulaku group, letting retail lenders fund short-term personal loans made to Akulaku's borrower base.

Atourin

Startup

Travel tech company that digitizes Indonesian tourism with online tour-guide services, itinerary planning tools and virtual tours for domestic destinations.

Yogyakarta-based skincare company behind one of Indonesia's best-known local serum lines, selling natural-ingredient products through e-commerce and beauty retailers nationwide.

AwanTunai digitizes ordering for FMCG wholesalers and their warung customers and embeds inventory-purchase financing into that workflow, letting small retailers stock up on goods without paying suppliers upfront.

Ayoconnect

Startup

Ayoconnect runs one of Indonesia's largest open finance API platforms, letting banks, e-wallets and retailers plug into bill payments, account data and disbursement rails.

Barantum

Startup

Homegrown CRM vendor combining sales pipeline management, cloud call center and WhatsApp Business API for Indonesian sales and service teams.

Indonesia's first online mutual-fund marketplace, letting investors compare and buy funds from multiple asset managers alongside government bonds and gold.

Personalized beauty startup that uses a skin quiz and data to formulate vegan skincare matched to Indonesian skin and climate, sold direct-to-consumer online.

Farming-as-a-service company that partners with local growers, standardizing inputs and agronomy practices to supply hydroponic vegetables to retailers and restaurants.

Bibit

Startup

Robo-advisor for mutual funds and bonds; sister product of stock community and brokerage Stockbit.

Binar Academy

Startup

Digital talent school founded by Gojek alumni in 2017, offering bootcamps and corporate training in engineering, product and design from its start in Yogyakarta.