Daniel Armanto

Chief Technology Officer

PT Bank Neo Commerce Tbk

Indonesia

- Led the continuation and stabilization of a complex legacy system inherited from a group entity, successfully building a local engineering organization and completing end-to-end knowledge transfer in under 2 years. - Oversaw a high-performance digital lending platform processing 150,000+ online loan applications per day, ensuring scalability, reliability, and regulatory compliance. - Implemented agile delivery practices tailored for a highly regulated financial services environment, balancing speed, governance, and risk management. - Initiated and established the Security Operations Center (SOC), significantly strengthening the bank’s cybersecurity posture, monitoring, and incident response capabilities. - Launched QA automation initiatives to systematically improve software quality, reduce defects, and accelerate release cycles. - Drove IT budget optimization, improving cost efficiency while maintaining service quality and supporting business growth.