Startup

Accurate

Startup

Long-established Indonesian accounting software brand whose Accurate Online cloud edition handles bookkeeping, tax and inventory for hundreds of thousands of businesses.

AdaKami

Startup

AdaKami runs a collateral-free consumer lending app, using data-driven credit scoring to approve small personal loans quickly for borrowers who lack a conventional bank credit history.

Adira Finance

Startup

Adira Finance is a long-established, publicly listed multifinance company financing new and used motorcycles and cars, plus multipurpose consumer loans for durables, home renovation and other household needs.

Supply-chain SaaS that digitizes distribution for consumer brands, tracking products from factory to store with sales-force, distributor and loyalty modules.

AgriAku

Startup

B2B marketplace where rural agri-retailers order seeds, fertilizer and crop protection directly from manufacturers and wholesalers, digitizing Indonesia's farm-input trade.

Aido Health

Startup

Partners with hospitals and clinics to bring care into patients' homes, combining specialist video consultations with home visits, medicine delivery and post-discharge support.

Ajaib

Startup

Retail stock and crypto investing app that became one of Indonesia's fintech unicorns.

Akademi Ilmu Pengetahuan Indonesia is a research institution that conducts research and develops life science.

Peer-to-peer lending marketplace licensed by Indonesia's OJK, channelling funds from retail and institutional lenders into working-capital loans for small and medium businesses.

Aktivaku runs an asset-backed peer-to-peer lending platform, matching people or businesses that pledge collateral for a loan with individual funders who lend against that collateral outside the banking system.

Akulaku

Startup

Consumer finance platform, instalments, digital banking and wealth, across Southeast Asia.

ALAMI

Startup

ALAMI runs a sharia-compliant peer-to-peer lending platform, matching retail funders with small and medium businesses that need working capital structured under Islamic finance contracts rather than interest-bearing loans.

PT Alfa Cipta Teknologi Virtual provides ICT, unified communication, collaboration, IoT, and integrated education technology solutions.

Allo Bank

Startup

Allo Bank is CT Corp's digital banking arm, combining a savings and payments app with the Allo Prime and Allo Pay wallet products across CT Corp's retail network.

Alodokter

Startup

Health super-app pairing medical content with doctor chat and insurance for Indonesian families.

Fintech for distressed consumer loans in Southeast Asia

Amar Bank

Startup

Amar Bank runs a digital-only savings app, Senyumku, alongside its Tunaiku lending arm, serving Indonesia's unbanked and underbanked retail customers.

Amartha

Startup

Microfinance marketplace connecting rural women-led ultra-micro businesses with capital.

Game developer behind Lokapala, Indonesia's first homegrown MOBA esports title, weaving national history and mythology into competitive gaming.

Digital freight forwarder for Indonesian exporters and importers, handling international sea and air shipments with online quoting and shipment tracking.

Tech-based last-mile delivery service under the ASSA group, whose Satria couriers handle e-commerce parcels with app-based booking and real-time tracking.

Aplikas Servis Persona is a member of the Phintraco group that provides IT security solutions.

Arkademi

Startup

Online course marketplace for certified vocational skills, partnering with licensed training institutions and serving learners through government upskilling programs.

Artajasa

Startup

Artajasa built and still runs ATM Bersama, the interbank switching network that lets customers of dozens of Indonesian banks withdraw and transfer across each other's ATMs.