Startup

Modal Rakyat operates a peer-to-peer lending marketplace offering SME term loans, micro loans and invoice financing, letting retail lenders fund vetted small businesses in exchange for a fixed annual return.

SME digital financing platform, the Indonesian arm of Funding Societies. Southeast Asia's largest SME lender.

Moduit

Startup

Digital wealth-management platform combining a mutual-fund and bond marketplace with human financial-advisory services for individual investors.

Moka is a Jakarta-built cloud point-of-sale system for cafes and retailers, now part of GoTo, bundling cashiering, inventory, loyalty and payment acceptance in one platform.

Moladin

Startup

Used-car financing and dealer platform digitising Indonesia's auto value chain.

Nanovest

Startup

Sinar Mas-backed app for fractional US stock investing, alongside crypto and gold, aimed at Indonesians starting with small amounts.

NICEPAY

Startup

NICEPAY is a Jakarta payment gateway processing cards, virtual accounts, direct debit and e-wallet transactions for online and offline merchants across Indonesia.

OVO

Startup

OVO is a Jakarta-based digital wallet used across Grab's ride-hailing, food delivery and retail partners for QRIS payments, transfers, points and savings products.

OY! Indonesia

Startup

OY! Indonesia runs a disbursement and collection platform that lets businesses send bulk payouts to over a hundred banks and collect payments through virtual accounts and links.

Pintek finances Indonesia's education sector from both sides of the ledger, offering tuition loans to students and working-capital or facility loans to schools, tutoring centers and other education businesses.

Pluang

Startup

Multi-asset investment app, gold, US stocks, crypto and funds, for first-time Indonesian investors.

Pool Advista Finance is a financial services company.

Pro Visioner Konsultindo is a tax consultant firm that provides transfer pricing services and tax consulting services.

Provesty is a financial services company.

PT Nusantara is an investment company that provides textile trading and yarn spinning services.

digitalexchange.id is Indonesia's digital asset exchange platform, that provide fast trading execution, reliable digital wallet, and more.

Qasir

Startup

Qasir gives Indonesian micro and small businesses a free point-of-sale app for cashiering, inventory and QRIS payments, tailored to shops, cafes and salons.

SeaBank Indonesia

Startup

SeaBank Indonesia is Sea Group's digital bank, offering branchless savings accounts and small loans through an app tied into the Shopee shopping ecosystem.

Seeds is a fintech company that offers a multi-asset investment platform assisting digital-savvy millennials to earn passive income.

STAR Capital specializes in private equity and venture capital, focusing on strategic asset-based businesses.

Superbank is a digital bank backed by Emtek, Grab, Singtel and KakaoBank offering app-based savings, deposits and lending aimed at Indonesia's underbanked population.

TanamDuit

Startup

Investment app built by former bank mutual-fund platform builders, bundling funds, government bonds, gold and insurance for retail savers.

Tunaiku

Startup

Tunaiku is the digital unsecured-lending brand of Amar Bank, letting borrowers apply for personal loans entirely online and get a same-day credit decision without visiting a branch.

VIDA

Startup

VIDA is an Indonesian digital identity company providing e-KYC facial verification, certified electronic signatures and passwordless authentication to banks and fintechs.