Startup

Fazz

Startup

Fazz grew out of PayFazz's agent-banking network for Indonesian warungs and merged with Xfers to become a group offering merchant payments, disbursement and business banking.

FIFGROUP

Startup

FIFGROUP is Astra's financing arm and Indonesia's largest motorcycle-financing company, built around Honda motorcycle loans and now also offering multipurpose and sharia-compliant consumer financing.

Finansialku

Startup

Finansialku is a Bandung-based personal finance platform offering budgeting tools, investment tracking and access to certified financial planners through its app.

Finnet is Telkom Indonesia's payment subsidiary, aggregating bill payments and running electronic payment and payment-gateway services for banks and billers nationwide.

Flip

Startup

Consumer money movement, free interbank transfers, remittance and business disbursements.

Fundex.id is a securities crowdfunding platform that enables investment in pre-series startups, particularly in the digital creative sector.

GandengTangan is a community crowd-lending platform that pools money from individual lenders and channels it to micro and small businesses through partner cooperatives, which handle local vetting and collection.

Globalindo Multi Finance(GMF) are credit and leasing establishments for businesses.

1st Mortgage Marketplace in Indonesia

Hijra is a Islamic based fintech company that offers digital banking services.

Hijrah Nuswantara is a digital payment technology that provides financial services.

Indodana

Startup

Indodana provides paylater installment financing and personal loans through a mobile app, splitting into separate fintech-lending and multifinance licensed entities to serve both e-commerce and offline checkout financing.

Indofund

Startup

Indofund.id operates a peer-to-peer lending marketplace offering micro-financing, working-capital loans and invoice financing to small businesses, funded by individual and institutional lenders on the platform.

IndoGold

Startup

Digital gold trading app tracing back to a family precious-metals business, now a BAPPEBTI-licensed platform for buying and storing Antam gold bars.

iPaymu

Startup

iPaymu aggregates virtual accounts, QRIS, retail outlets and e-wallets into one payment gateway for Indonesian online sellers, with a bundled invoicing and withdrawal dashboard.

Jalin

Startup

Jalin operates the switching network behind Indonesia's state-owned banks, routing ATM, debit and QRIS transactions under a Bank Indonesia switching licence.

Jarvis Asset Management provides investment management services with products designed to the investor's needs.

JULO

Startup

Digital credit for underbanked Indonesians via a virtual credit card and loans.

Kandangin is Project Financing Platform Focus to help Farmers in Indonesia

Kasir Pintar

Startup

Kasir Pintar is a Surabaya-built cashier app for Indonesian MSMEs, covering point-of-sale transactions, inventory tracking, QRIS payments and bill top-up sales in one app.

Kitabisa

Startup

Indonesia's largest donation and mutual-aid platform, moving gotong royong online.

KoinWorks

Startup

KoinWorks started as a peer-to-peer lender to small and medium businesses and has since layered on invoice financing, business cards and budgeting tools, positioning itself as a credit-led neobank for Indonesian MSMEs.

Komunal

Startup

Komunal digitizes Indonesia's rural banks, running a marketplace where retail depositors buy BPR time deposits and a peer-to-peer lending line that channels funding into loans those rural banks make to local MSMEs.

Kredit Pintar

Startup

Kredit Pintar's app lends small, short-tenor cash loans without collateral, aiming at borrowers who need quick funds for daily needs, small business capital or tuition and repay over a matter of weeks.